If you have been involved in a car accident and are experiencing pain, it’s important to get examined as soon as possible.  Personal Injury Protection or PIP will cover 100% of the treatment, even if you are at fault.  Let’s dive in a bit deeper to gain a better understanding. 

Q: What is Personal Injury Protection (PIP)? 

A: Personal Injury Protection or PIP is a medical insurance provided through your auto insurance.   In Utah, it is mandatory that vehicle insurance policies include this type of insurance coverage.

Q: Will it raise my premium?

A: No! Your insurance company gets reimbursed from the negligent party’s insurance, meaning your premiums will not be raised if you open a PIP claim. Also, if you caused an accident where there is vehicle damage and a claim is opened, also opening a PIP claim will have no additional affect on you policy premium.

Q: How soon after the accident can I receive treatment?

A: The sooner you are seen by a chiropractor post-accident, the better. It is recommended to get an exam within 72 hours to assess injuries and customize a treatment plan. Seeking care from a chiropractor after an auto accident can provide many benefits such as: reducing inflammation and scar tissue, restore range of motion, and decrease pain.  Furthermore, it’s important to record injuries and to submit documentation to the insurance.  This is especially important if the personal injury was caused by the negligence of another person.

Q: What are the benefits of seeing a Chiropractor immediately following personal injury?

A: After you have been in a car crash, it can take many hours for symptoms of whiplash, such as a headache, nausea, soreness, dizziness, or pain in the neck and upper back to show. When it comes to whiplash, it is important to get treatment as early as possible and not wait an extended amount of time to see a doctor. Woodward et al, state, “A retrospective study was undertaken to determine the effects of chiropractic in a group of 28 patients who had been referred with chronic ‘whiplash’ syndrome. The severity of patients’ symptoms was assessed before and after treatment using the Gargan and Bannister (1990) classification. 93% (twenty six) of patients improved following chiropractic treatment (U = 34, P < 0.001).”

Q: What qualifications does Dr. Ward Wagner have regarding personal injury and accidents?

A: Dr. Ward Wagner is credentialed as an Accident Reconstructionist and is qualified to treat your auto accident injuries. This accreditation adds a new dimension to the word “professionalism” of Traffic Accident Reconstruction. This additional training allows Dr. Ward Wagner to create a customized treatment plan to deal with personal injury and assist you in decreasing long term pain and suffering. 

Don’t wait another day if you have been subject to an auto accident.  Seek treatment now, by calling our office.